Secured Loan FAQ's

We have listed some of the most frequently asked questions regarding the main issues surrounding the subject of Secured Loans. If the question you want answered does not appear please do not hesitate to contact us and we will answer it for you.

  1. Where will my loan come from?
  2. What can I use the loan for?
  3. Is the interest rate competitive?
  4. My credit rating is poor. Can you help?
  5. How do I apply?
  6. How long does it take to get a secured loan?
  7. How much will I pay?
  8. What questions will I be asked?
  9. How much will I be able to borrow?
  10. I have a question I would like to ask
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Where will my loan come from?

We use an independent lending broker who has access to all the lenders in the UK. They can quickly find the offers, which best suit, your individual circumstances.

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What can I use the loan for?

Secured Loans can be used for a variety of reasons including debt consolidation. Always check with the broker that the reason you need the loan for is allowed by the lender.

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Is the interest rate competitive?

By using an independent lending broker who has access to all the lenders in the UK without obligation to any one in particular, we can be sure that the loan you are offered is the most competitive available.

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My credit rating is poor. Can you help?

Yes, because a secured loan is backed by the security of your property, lenders are more likely to offer loans to clients with a poor credit history.

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How do I apply?

To apply for a Secured Loan just request a callback or call 0800 088 7505.

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How long does it take to get a secured loan?

The time needed to get a Secured Loan varies according to individual circumstances. A decision in principle is usually given within twenty-four hours and you will be kept informed throughout the progress of your application. We can help as soon as you are ready and the sooner the process is started the sooner we can help.

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How much will I pay?

Your monthly repayment will depend on how much you borrow, over how long and at what interest rate you are being charged. You should be sure that the amount you are required to pay is affordable because failure to pay will put your property at risk.

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What questions will I be asked?

The information you give must be truthful and accurate to enable us to provide you with an achievable loan. The independent loan broker will guide you through the application form explaining any points you are unsure of and helping you to complete it whilst on the phone. They will also help you with any follow up paperwork.

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How much will I be able to borrow?

Secured Loans vary and will always depend on your personal circumstances. To find out what you could borrow on a Secured Loan call 0800 088 7505 or request a call back.

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I have a question I would like to ask.

If you have a specific question you would like to ask about Secured Loans call 0800 088 7505 and speak to one of our specialist advisers.

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