County Court Judgements Enforement
A judgement of a County Court may be enforced in a number of ways:
- by warrant of execution issued by the district judge against the debtor's goods which can then be seized. However, such tools, books, vehicles and other items of equipment as are necessary to the debtor for use personally by him in his employment or business, and such clothing, bedding, furniture, household equipment and provisions as are necessary for satisfying the basic domestic needs of the debtor and his family, are protected from seizure;
- by making a charging order imposing a charge on any such property of the debtor as may be specified in the order;
- by the appointment of a receiver;
- by an attachment of earnings order. This is an instruction by the court to the debtor's employer to make deductions from the debtor's earnings and pay them to the court. Whenever an employer makes a deduction from the debtor's earnings, he may also deduct £1 towards his administrative costs and he must give the debtor a written statement of the total amount deducted. If the debtor changes his employment or becomes unemployed, the order will not come to an end but will lapse until re-directed to a new employer. 'Earnings' includes overtime payments, fees, bonuses and commission.
- by making a garnishee order, where a third party (the garnishee) is ordered to pay to the creditor a debt he owes to the debtor.