Different types of basic bank accounts

This table shows which banks and building societies offer basic
bank accounts and what services you can expect to get.
Explanatory notes

1 Correct at time of publication but always check with the bank or buliding society.
2 16 and 17 year-olds can open a similar account.
3 The account may be closed if a direct debit is refused three times.

DD = Direct debits
SO = Standing orders

U/B = Undischarged bankrupt
F = Record of fraud
B/D = Record of bad debts

All these accounts accept Automated Credit Transfer (ACT) payments, offer cash withdrawals at the Post Office®, and a cash-machine card. None of them offer a cheque book

Source: British Bankers’ Association, July 2007

This information is correct as at time of print, but is subject to change.
Please check with your chosen bank or building society.
We will update this table quarterly.